Loans

Secured loans for Investment Property The secured loan can be a very fast solution to raising money on an investment property if it contains sufficient equity to provide security. Secured loans are usually treated as second charges to mortgages on a particular investment property. They are considered by investors to be a fast and easy way to raise capital quickly in an emergency or to meet a short term financial problem. This convenience usually costs a bit more but can be useful where an investors credit history is not perfect. Loan values tend to start from about £10,000 and can reach quite large sums. Uses of a secured loan Property upgrading – Upgrading a property where funds are not readily available but where the investor has sufficient equity contained in the investment property to cover the loan. Protect your mortgage – If the investment property is mortgaged and to re-mortgage would result Read more

Bridging loans are often an essential tool for the property investor when requiring to make a quick decision to buy a property and can be the difference in deciding if the property can be secured. Interest rates on bridging loans will generally be higher than for conventional investment mortgages but as a short term fix, they can be ideal. Bridging loans for the property investor Bridging loans have many uses and some of these are shown below. Bridging for investment - When you need to raise money from property or land you currently own, a bridging loan can help with; Buying before you sell – If you are purchasing an investment property but your financing arrangements are held up and you stand to lose the property, bridging the gap can resolve the problem. Buying investment property at auction – Property auctions are good places to pick up investment property often at below Read more